Career
Credit authorizers, checkers, and clerks
Check credit and approve transactions.
$50,080
Median pay
-7.4%
Job growth, 2025–35
900
Openings a year
High school diploma or equivalent
Typical education
None required
Typical time after high school
Here's what you actually need to know.
The work
What people in this job do
- Keep records of customers' charges and payments.
- Compile and analyze credit information gathered by investigation.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
The outlook
How the forecast changed this year
The deeper question
What kind of person does this path ask you to become?
What this work centers on
O*NET interest profile, scored 1–7.
The work
Do you want most of your days spent on information & systems, then persuasion & leadership?
Responsibility
Are you willing to be the one responsible for this?
“Keep records of customers' charges and payments.”
Development
What would you need to build over the next 5–10 years?
Reading Comprehension, Active Listening, Speaking, Critical Thinking.
Trade-offs
What does it ask of you in exchange?
No degree beyond high school, though moderate-term on-the-job training is typical, for a median of $50,080 a year and 900 openings nationally each year.
Paths in
Degrees that lead here
- FinanceSee the degree →
- Banking and Financial Support ServicesCIP 52.0803
Paths across
Careers that use similar skills
- Credit Analysts$83,510 · -4.3%
- Loan Interviewers and Clerks$50,020 · -2.4%
- Loan Officers$76,690 · +1.1%
- Bill and Account Collectors$47,030 · -10.4%
- Credit Counselors$52,230 · +3.3%
Ask anything about this career.
“Would this make sense if I don't want to sit at a desk all day?” Answers will come from the sources on this page, with citations. Coming soon.
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Sources
- BLS Employment Projections, 2025–35, U.S. Bureau of Labor Statistics. Retrieved 2026-10-01.
- BLS Employment Projections, 2024–34 (archived), U.S. Bureau of Labor Statistics. Retrieved 2026-10-01.
- O*NET 31.0 Database (August 2026), National Center for O*NET Development / U.S. Department of Labor. Retrieved 2026-10-01.
- CIP 2020 to SOC 2018 Crosswalk, NCES and BLS. Retrieved 2026-10-01.